Month: August 2019

Pension and savings plans provide plenty of choices as more retirees opt for life overseasPension and savings plans provide plenty of choices as more retirees opt for life overseas

More and more people are finding it difficult enough just to pay monthly bills and put food on the table without having to consider putting money aside for the future so they can enjoy a comfortable lifestyle after retirement.

A survey carried out by Expert Pension Claims revealed that from 2,000 residents across England, Scotland and Wales, a total of 47.6% said one of their main pension concerns was that they wouldn’t have enough money to last them through retirement. Yet planning for the future does not seem to be a popular option with young people across the UK with figures from the Office for National Statistics (ONS) showing that more than half of 22 to 29 year olds in the UK have no savings at all.

With a raft of different pension plans and saving schemes to choose from, it can be a job in itself deciding how best to protect your precious earnings – and these days many folk are changing their approach to planning a secure financial future.

Pensions have become more flexible in recent years and the UK government’s auto-enrolment scheme is well established now so employees benefit from employer contributions and tax relief. In essence this is a popular choice with many viewing it as …

daily finance

Business Tips for First TimersBusiness Tips for First Timers


Do you have plans for investing your money in a business venture? Perhaps you are thinking about resigning from your current job and trying your luck at being an entrepreneur. Are you looking forward to having more time with your loved ones and having the opportunity to earn more than your current salary? Then it is a wise decision to become a full-time business owner.

Starting a business is not an easy thing to do. In reality, it can be a scary and overwhelming thing to do if it is your first time. Some people say that you do not have to take everything seriously, and you should allow yourself to make some mistakes. However, you want everything to go smoothly because a single mistake can cost you your clients and the entire business. Here are some tips that will help you increase your chances of being successful in whatever business venture you choose.

  1. Planning

Before deciding to open any business, you need to have a concrete plan in mind. What kind of business would you like to have? What is the name of the business? What are the vision and mission of your company? Aside from providing clear answers to these questions, you also need to list down your sales …